Credite Corporate

credite corporate

Ne adresam doar clientilor cu cifra de afaceri mai mare de 3 mil de euro

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Necesar

Conditii de creditare

Conditii eliminarotorii

Cifra de afaceri pe ultimul an sa fie de minim 3 mil de euro
Compania sa aiba minim 2 ani financiari incheiati
Gradul de indatorare sa nu depaseasca 30% si maxim 40% cu garantie imobiliara.

Avantaje

Profitul este un avantaj
Activele imobilizate sunt un avantaj
Cifra de afaceri este bine sa fie cat mai mare.
Cardurile de salarii pentru angajati reprezinta un mare avantaj.

Dezavantaje

Pierderea trebuie justificata (exemplu investiitii)
Inscrieri in biroul de credit.
Datoriile
Creantele foarte vechi
Soldul mare de casa.

Solutii

Pierderea trebuie justificata de investitii etc.
Derogari facute de RM-ul din banci
Se amana efectuarea cheltuielilor mari penru a creste profitul.
Ultima balanta conteaza.

Dobanzile sunt speciale pentru corporate

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